Thank you Faith for the review and the recommendation! To get started, enter the personal code you may have received in the mail via a green envelope or in an email from BankMobile. Create an account to follow your favorite communities and start taking part in conversations. He told me how to change my refund status. Refunds can also come from overpayments and dropped classes. After a certificate or degree seeking student registers and pays for their first class, they will receive a 12-digit code through an email to the student.phsc.edu . We're sorry, but the page you're looking for can't be found. When you see your refund processed on your ESC account, your funds will be sent to BankMobile Disbursements on the next business day. Either you selected the check as a method of delivery or it defaulted to that. You can have access to your funds either same business day or up to 2 business days, depending on your choice. In conclusion, you still need to be careful when conducting business on ANY site, not just www.refundselection.com. 3. By doing this, you can reset your password in under 2 minutes 24/7 even if suspended. Calling the phone line would also be worthwhile. BankMobile Disbursements is a service provided by BMTX, Inc. that helps colleges and universities across the U.S. deliver refunds to students. Enter your email address and password (If you don't remember your log in information, then call BankMobile at (877) 327-9515) 4. It's always something with this account. How To Report Scam Emails. Here are some tips to help you avoid losing money to a recovery scam: To receive your excess credit balance, you must have a refund selection set up with BankMobile Refund Choice. They are 100% legit companies, but there are always complainers about them. Is it safe? This company is relatively new but has already established itself as one of the biggest and fastest-growing online banks in the United States. But on the other hand, American customers have deep-rooted concerns about cyber-security, information privacy, and hacker prevention. Paul. LinkedIn You wont find too many objective BankMobile reviews on the internet today, so let us start this BankMobile review with some background context. Thank you Shayne for submitting a review of BMTX! Remember that even legitimate businesses have complaints and unhappy clients. Grand Rapids MI 49503-3295, 12335 James St. I am glad I was able to quickly address and resolve your situation. Lets take a closer look at the pros and cons found across the various BankMobile reviews. It goes against our guidelines to offer incentives for reviews. Discount, Submit We appreciate it! For more information, please see our Student Financial Services (formerly Cashier's office)(616) 234-4020StudentFinancials@grcc.edu, 143 Bostwick Avenue NE Learn how to verify your address, phone number and e-mail. Refund Selection. I was having trouble with login info. Sary and Mike were very friendly and patient in helping me unsuspend my account and reset my password. When you see your refund processed on your ESC account, your funds will be sent to BankMobile Disbursements on the next business day. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. No, www.refundselection.com is not a scam website, but it's your duty to spot the red flags every time you are engaging in an online transaction. Click to view AdvisoryHQ's. She is definitely great at her job and so is everyone else who helped me along the way. Currently attending college and I just got a random check from BankMobile and I would like to know the legitimacy of this company? I only have it for school otherwise I'd never deal with them again. Almost half of the reviewers rated BankMobile with an excellent rating and only 29% of reviewers gave the bank a very low rating of 1 star. Once it arrives, simply follow these steps to make your refund preference selection: . The average cost for using a BankMobile Vibe account isless than $34per year. Paul Is BankMobile legit? If you have not previously created a BankMobile profile, you will be asked to . An anti-cybercrime community alerting the public to web or internet threats. on Twitter, Share Luvleen has been featured regularly in the media including CNBC, Bloomberg, Yahoo Finance, and The Wall Street Journal as she continues to promote the banking app. The comments, reviews or answers below do not necessarily reflect the views of Online Threat Alerts (OTA). Review of the BankMobile Website. Holland, Michigan 49424, Facebook I was having a terrible issues logging back into my account and not being able to reset the password but Paul was very helpful getting things working again. Thank you! Out of a maximum score of 5 stars, most customers give BankMobile around 4 stars. AdvisoryHQ (All Rights Reserved), BankMobile was founded in 2014 by Jay Sidhu and his daughter Luvleen Sidhu. and our However, if youre around the age of 20 you might really enjoy banking with BankMobile. Last but not least, Surfshark offers 76% off + two months free to the Scam Detector readers. Thank you Hasina for this wonderful review, I appreciate it! In addition, they help graduating students refinance their student loans through theBankMobile Student Refiprogram. I am happy I was able to quickly address your issues and answer your questions. Even though we can see a lot of benefits from using BankMobile and its banking application, there are also some downsides. Still, its completely normal for people to ask these questions based on the relative newness of BankMobile, especially when compared to other well-established banks that have been around for 200 years or more! Also, Cathy was very helpful and knew what was going on with my account and provided me great feedback and a clear solution. The firms banking application also provides services like Money Meter that help customers get a holistic view of all their spending. I DMd BankMobile for help. AGREE! Are you just about to make a purchase online? And we thank you for confirming our efforts in providing excellent service to our customers. All the relevant factors used by our algorithm provided an almost perfect score. By having your paycheck direct deposited to your checking or savings account you may be able to get paid up to two days early. Very fast and simple. How would you rate the business? Domain age, Alexa rank, HTTPS valid, Blacklisting, SSL certificates, Source code, Location, IP address, WOT Trustworthiness, Spam reports, Advanced technology, Privacy Policy, Terms of Use, Contact options, Crypto Fraud Victim May Recover Their Assets Here, How to Tell If An Online Transaction Is Safe, 7 Surefire Ways to Spot if a Website is Safe to Use, How To Remove Your Personal Information From The Internet, How To Tell If Someone Is Scamming You Online. Instagram Thanks again! If a credit balance remains on your account after your tuition, fees and other authorized charges are paid, a refund will be issued to you within seven days. All the suspicious sites that Guardio blocks are mostly encountered by you when clicking on unknown links in emails, social media scams, popups, and ads. Sign-in. Remember that even legitimate businesses have complaints and unhappy clients. Thanks again. Grand Rapids Community College delivers your refund with BankMobile Disbursements, a technology solution, powered by BMTX, Inc. Selecting a refund delivery method with BankMobile Disbursements ensures you will receive your funds in the quickest, most reliable, and safest method possible. As mentioned earlier, a mix of opinions about BankMobile can be found online. Twitter By choosing an electronic option, students can receive their money the same business day or up to 2 business days from when we received the funds from the school. The school receives a students financial aid, loan, or grant money from the respective provider. In addition, we have contacted your school and requested they call you to review the refund process and timeline with you. BMTX follows all MasterCard rules and regulations when handling purchases and disputes. Fine bank. In conclusion, you still need to be careful when conducting business on ANY site, not just www.refundselection.com. Thanks for the review! Partnering with BankMobile Disbursements, a Department of Education approved vendor allows the college to refund students using secure and efficient delivery methods. Copyright 2023 Scam Detector Media Inc.. All Rights Reserved. If you cant find your code, you can visit refundselction.com and request a new one. If you want to remove your information from the Internet, contact our partners at Incogni immediately. Theyalso dont charge overdraft fees, insufficient funds fees, monthly service fees, or cashiers check fees! Posted: 14:56:13, Friday, Feb 3, 2017 Expiration: 14:56:13, Tuesday, Feb 28, 2017. After the school process the refund, they send the money to us. Thank you Navejot! The website is owned and operated by BankMobile, who has partnered with your school to deposit your money or refund it quickly and securely. Tap. Verification can help ensure real people write reviews about real companies. To avoid any delays in accessing your money, you must select a refund option. When BMTX receives the money and refund file from your school, you will receive an email from BMTX, and your refund will be sent according to your choice: Deposit to a BankMobile Vibe Checking Account: Available same business day Transfer to an existing bank account: Takes 1 - 2 business days We look forward to hearing from you. Cookie Notice They are used to doing everything online. BankMobile was founded in 2014, so its normal for people to wonder if it could be a scam. Don't worry, here are some options to help you get back on track: We apologize for any inconvenience and hope to hear from you soon! This includes financial aid refunds, bookstore returns, RaiderCard refunds, overpayments or dropped class refunds. Take care! While this is not a drawback for many, for some it is still a cause for BankMobile complaints. If you are an adult who finished college a long time ago, youll likely find nothing special about this company. Happy banking! Friday is great, but payday is better. Mike. BankMobile believes its banking application is more secure than online banking due to encryption techniques. Students need to visit refundselection.com and select how they would like any possible refunds delivered to them. Also, if you get into an overdraft situation and spend more than you have in your account (known as going into the red zone), the bank wont stop you from completing that transaction. However, you need to check out a few important details below about this website and its Banking sector. It could be the case with www.refundselection.com as well. Is BankMobile worth it? Press J to jump to the feed. Your school delivers your refund quickly and securely with BankMobile Disbursements. Paul. 2023 BMTX, Inc., a wholly owned subsidiary of BM Technologies, Inc. Accounts provided by Customers Bank, Member FDIC & Equal Housing Lender. See Terms of Use. Today daughters have issued card, because the bank has good conditions. I am so glad Cathy was able to help you. Today, every student has a smartphone that connects to the internet. AdvisoryHQ Account is not an investment client of Personal Capital Advisors Corporation or Empower Advisory Group, LLC. Thank you Caleb for taking the time to submit a review of BMTX! This message is legitimate and requires action on the part of the student.Students should have received a green envelope containing a personal code prior to receiving the email. It's a fact. Unfortunately, BMTX will not release the funds manually before the 5th business day. Happy New Year! It is a domain having .com Kristen, Thanks for the awesome review, Kristen! To receive your excess credit balance, you must have a refund selection set up with BankMobile Refund Choice. Refund Choices - BankMobile Disbursements Refund Choices FAQs What kind of money might I receive? When you see your refund processed on your ESC account, your funds will be sent to BankMobile Disbursements on the next business day. How is my money delivered? I work 3rd shift so everything was closed. We could not said it any better about how important it is to maintain current contact information in your BMTX profile, and to register your mobile number for alerts. (adsbygoogle = window.adsbygoogle || []).push({}); Copyright 2015-2023. BankMobile reviews on the internet generally speak highly positively about the bank. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. We've been asked over and over again what are the most effective ways to stay safe online. In the Terms and Conditions, it states that we may close your Account at any time for any reason and without notice to you. on Facebook, Share We will use your IP address to display your approximate location to other users when you make a post. This is a tremendous feat considering the type of consumer checking accounts they offer. Mobile banking apps are capable of solving all these problems. When youre choosing the best bank for you, be sure you have a list of priorities in mind. These consumers are more likely to choose companies that will allow them to handle their banking entirely online. However, as the site is not at maximum rating just yet, we tried scraping a relevant phrase from it (see below) to see how they describe themselves: Now let's look at what determined www.refundselection.com having such a super high rating. You are not eligible to receive refunds electronically if you are a: Guest student; F-1 student; College in the High School student; Provisional admit student; Dual enrollment student; How can I get my refund? Thanks for the awesome review, DDC! I maxed out login tired and got my account suspended. You can protect your online browsing from installing malware forever by clicking the button below: The second most powerful fraud prevention tool you should consider isSurfshark. This includes financial aid refunds, bookstore returns, RaiderCard refunds, overpayments or dropped class refunds. Refunds are processed after the posted add/drop date of the term and sent via the . Students receiving financial aid are the ones who are going to benefit the most from a company like BankMobile. The agents were very helpful and solved the issue at hand. Get easy answers anytime by using our online. Unsecure site, they can't be legit because they never pick up the darn phone. <META http-equiv="refresh" content="0;URL=/refundselection/jsDisabled.html"> <img height="1" width="1" alt="" style="display:none" src="https://www.facebook.com/tr?id . He responded with urgency and responded to my needs to very quick and kept me updated through the whole process. Here are some of the most common complaints: Unlike traditional banks, customers dont have access to standard types of loans. Paul. However, based on our research and findings we saw no factors pointing to BankMobile being an illegitimate or unsafe online bank. Just a terrible bank schools need to go with someone else. Youve probably come across the BankMobile banking application and the BankMobile online banking services. We look forward to hearing from you. Have you dealt with this website? Read More: Tips for Finding the Best Mobile Banking Apps Delivering 100% of your refund Keeping your data secure Allowing students to change refund preferences at any time Providing students with clear choices Offering great customer service Luckily, there is a solution. BankMobile was founded in 2014 by Jay Sidhu and his daughter Luvleen Sidhu. Searching around the web will inevitably get you to websites where people repeatedly ask two related questions: Is BankMobile safe? They dont offer any other plans. Since these younger customers dont typically need mortgage loans or money market accounts just yet, BankMobile does not offer these features. Go. They made a strategic decision that their entire business model would be based on all of their services being done online, with no physical branches where a consumer can go and talk to one of their bank employees. Surfshark has a super powerful antivirus program. Paul. How can any institution of higher learning not be intelligent enough to do some background research on such a low rated incompetent company? A lot of colleges uses BankMobileVibe for school refunds. YouTube. In January 2020, the CEO seat of BankMobile was passed from Jay to Luvleen. The most important conclusion to be made in this BankMobile Review is that BankMobile is safe, reliable and legit. Then, they gave me a temporary password which enabled me to change my password. Contact the Registration office at 717-780-2378 for help. Due to the high number of questions including Is BankMobile legit? and Is BankMobile safe? combined with searches for objective reviews of BankMobile, we decided to research the firm and publish our findings in this BankMobile review article. If you are receiving funds through your school, BankMobile and the banking application will allow you to manage your money with almost zero expenses. Beware of an extra "i" inserted upon redirect. I wouldn't recommend them to use as an actual bank rather than a place to get your school refund and move it to your actual bank account. Establishing a refund preference now ensures you will always have this money without delay. Information is not stored to the device with BankMobiles app on it, so account details cannot be pulled up without a password. They provide a1.50% APY deposit interest rate, and deposits can be made in cash via their ATMs or transferred from other banks. If a credit balance remains on your account after your tuition, fees and other authorized charges are paid, a refund will be issued to you within seven days. Sary helped me resolved the issue within 30 minutes compared to being on hold on the phone for an hour. Refund Selection at refundselection.com is not a scam. You typed in the domain www.refundselection.com even though you have heard of this business before. It seems like the www.refundselection.com website and its Banking niche are trendy these days. Select 'refund preferences' from the 'Refund' menu option. Thats why they love the ease and convenience of using a banking application for their needs. We appreciate the review of BMTX Annie! Five insightful ideas for, Lets take a look at how to tell if an online transaction is safe and, Geek Squad Scam: How It Works One resurfaced scam that has been making the rounds, With the increase in online scams, it's becoming more and more important to know how, Travel scams are rampant these days. This is an unfortunate situation for more-established customers who choose to bank with them and would prefer to have all their banking needs met by just one bank. Having refund options increased student customer service and processing costs were reduced. Typically, it takes -2 business days for the receiving bank to credit the money to your . BankMobile is on a mission to make banking experiences that customers love to use every day. How will I know when my money has been sent? If youre used to shopping online, socializing online, and viewing entertainment online why not also conduct your mobile banking online? Your email address will not be published. Share BankMobile offers five different banking options: BankMobile Vibe, Vibe UP, Credit, Personal Loans and Student Refi. While I was on the phone for half an hour. This section contains additional details and insights about the trend towards online banking. I did not receive my refund in the mail. If a credit balance remains on your account after your tuition, fees and other authorized charges are paid, a refund will be issued to you within ten days. On theBetter Business Bureausite, there are over 300 BankMobile complaints about their Vibe account option. So, if you want your data removed from the Internet, sign-up HERE. Amazon Reward Club Scam Enter the personal code we sent in the mail and by email. Safe. http://expertpaperwriter.com/speedypaper-com-review/, how much does it cost to have someone write your essay , Apex Business WordPress Theme | Designed by, Leave your email to get new posts sent directly to your inbox, http://www.esc.edu/student-accounts/financial-aid-refunds/refunds-faq/, http://www.bbb.org/us/ct/new-haven/profile/financial-services/bank-mobile-vibe-0111-87125109/complaints, http://www.consumer.ftc.gov/articles/0102-refund-and-recovery-scams, http://expertpaperwriter.com/speedypaper-com-review/, how much does it cost to have someone write your essay. This message is legitimate and requires action on the part of the student. The check is legitimate as it comes from your school. How can students choose to have their money delivered quickly? Additionally, when they first launched, BankMobile tried to introduce a few new banking ideas that were considered somewhat unorthodox by the public. As mentioned above, it is a company that is now listed among the, According to statistics, online banking is now being used by, Another BankMobile perk for students is the, The average cost for using a BankMobile Vibe account is, In addition, they help graduating students refinance their student loans through the, Finder.com is another site where you can find a few online BankMobile reviews, and their overall rating for the bank is 4 stars. Nonetheless, there is one ironic instance: the more popular a website gets - whether it belongs to the same Banking field or not - the more online complaints it receives. This is why on some online reviews, consumers are asking: Is BankMobile a scam? If you need me to screenshot the Twitter message Paul sent to help me, let me know. Identify the difference between the actual platform and the user. The school then subtracts their tuition and fees from this amount. Jay Sidhu is also the CEO of, BankMobile continues to expand its market share and is now serving millions of clients around the United States. Paul. When BMTX receives the money and refund file from your school, you will receive an email from BMTX, and your refund will be sent according to your choice: Deposit to a BankMobile Vibe Checking Account: Available same business dayTransfer to an existing bank account: Takes 1 2 business days We look forward to hearing from you. The person who helped me was named Sary, and my issues were resolved in under 5 minutes. Be on the lookout for your Personal Code. Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. They have an award-winning VPN service, protecting your privacy, securing your identity, and preventing third parties from tracking your device. GRCC is an institution committed to accessibility, diversity and equal opportunity. Santa Monica College delivers your refund with BankMobile Disbursements, a technology solution, powered by BMTX, Inc. You will receive a Refund Selection Kit with instructions on how to select your refund preference. Paul. Introduction: Does BankMobile Really Allow Students to Save Millions? of those, 110 complaints were closed in last 12 months OnTrustPilot, the overall review score is 3.8. For BMTX to process your student refund, we need both your file and your refund from your school. The founders and employees of BankMobile have diligently worked over the years to get the company listed among thetop 15 banksin the United States. Love this review, Aaron! If you still can't find what you need, feel free to contact us. There are tons of types of fraudulent websites out there, but there are many common red flags to identify. I hate this bank! Us, Student My community college uses it. But if you can't login you have to call them through phone. Thank you Daisy for your kind words and your review. The website is owned and operated by BankMobile, who has partnered with your school to deposit your money or refund it quickly and securely. And its legit? We start to receive financial aid funds approximately six weeks into the term, although it can be longer for summer terms. They only have apersonal loanpackage that offers up to $30,000 with an APR of 16% and standard credit with a fee that ranges from 14.74% to 22.74. Merchants have up to 5 business days to post transactions to your Vibe account after the preauthorization of your purchase has occurred. Companies can ask for reviews via automatic invitations. To protect your privacy, please remove sensitive or identifiable information from your comments, questions, or reviews. http://www.bbb.org/us/ct/new-haven/profile/financial-services/bank-mobile-vibe-0111-87125109/complaints Students should have received a green envelope containing a personal code prior to receiving the email. Get in Touch. They have been helping students for over 19 years! If they arent conducting their finances online, then a banking application is useless. Paul. Scam artists buy and sell sucker lists with the names of people who already have lost money to fraudulent promotions. Since BankMobile is doing everything online, its normal to see how distrust and fear could hinder consumers from wanting to use their mobile banking app. Why should students choose a refund delivery method if they are not expecting a refund?